Top Car Accident Lawyers in Lubbock, TX for 2024
- Texas is an at-fault state, meaning the responsible party's insurer covers damages.
- Drivers must carry liability insurance, with personal injury protection available but not required.
- Timely legal representation is crucial, as individuals have two years to file personal injury lawsuits.
In Lubbock, Texas, a city known for its high rate of car accidents, individuals involved in such incidents may require the assistance of a skilled car accident attorney. Texas operates under an at-fault insurance system, meaning the party responsible for the accident is liable for damages. The state mandates that drivers carry specific insurance coverage, including liability insurance, which protects against injuries and property damage. Additionally, personal injury protection (PIP) coverage is offered but not required, providing further financial support for medical expenses and lost wages regardless of fault. The statute of limitations for filing personal injury lawsuits in Texas is two years, emphasizing the importance of timely legal action. Given the complexities of car accident cases, especially when injuries are involved or fault is disputed, hiring an experienced attorney can significantly aid in navigating the legal landscape and ensuring fair compensation for damages incurred.