Over a Fifth of Homes in UK Damaged by Storms in Five Years

In the UK, recent research indicates that over a fifth of homes have experienced storm damage in the past five years, with 12% suffering from flooding. This data, gathered by Aviva through a Censuswide survey of more than 2,000 individuals, highlights the increasing impact of extreme weather on residential properties. Notably, 40% of homes have faced some form of severe weather, prompting concerns about the implications of climate change. Furthermore, Aviva's claims data reveals that nearly 19% of home insurance claims from 2020 to 2024 were related to storm damage. Laura Lazarus, head of personal lines home claims at Aviva, emphasized the importance of adequate home insurance to provide financial protection during such events. She noted that many homeowners may be underprepared for severe weather, which can exacerbate existing property issues. To mitigate risks, Aviva recommends proactive measures, such as inspecting roofs for damage, securing outdoor items, and ensuring gutters are clear. The survey also found that a third of respondents believe climate change will affect their homes within the next year, reflecting growing awareness of environmental issues. As storms can reveal maintenance deficiencies, homeowners are urged to review their insurance policies to understand coverage limits. In conclusion, the findings underscore the urgent need for homeowners to prepare for extreme weather and consider the implications of climate change on their properties.