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In Germany, homeowners are being advised to replace old gas and oil heating systems with climate-friendly alternatives like heat pumps, despite higher upfront costs. The government, through the KfW bank, offers subsidies covering up to 80 percent of installation costs, but fossil fuel systems receive no support. Since subsidies are paid only after project completion, many homeowners need bank loans, which can be obtained through commercial banks. Experts warn that the purchase price alone should not guide decisions, as future CO2 prices will make fossil fuels more expensive. Planning and professional advice are essential for a cost-effective and sustainable heating transition.
